Federal Pacific Electrical Panels: A Hidden Fire Hazard in Your Home

As a home inspector in New Jersey, we frequently come across outdated Federal Pacific Electrical Panels (FPE) during home inspections. If your home has an FPE panel, you may be at risk of an electrical fire due to their known defects. These panels have been the subject of a class-action lawsuit in New Jersey, highlighting their danger to homeowners.

Why Are Federal Pacific Panels Dangerous?

Federal Pacific Electric (FPE) was one of the most common electrical panel manufacturers from the 1950s to the 1980s. However, these panels have a serious defect:

⚡ Failing Circuit Breakers – FPE breakers often fail to trip when an electrical overload or short circuit occurs, leading to overheating and fire hazards.

🔥 Fire Risks – Studies show that FPE panels are responsible for thousands of house fires, leading to extensive property damage and personal injury.

⚠️ Deceptive Safety Testing – Investigations found that FPE falsified safety test results, allowing these panels to remain in homes despite their dangers.

Class-Action Lawsuit in New Jersey

Due to the significant risks, a class-action lawsuit in New Jersey ruled that Federal Pacific Electric fraudulently labeled their breakers as UL-listed (meeting safety standards) when they did not pass testing. While homeowners were eligible for compensation, many homes still have these outdated panels today.

How to Identify a Federal Pacific Panel

If you’re purchasing a home or undergoing a house inspection, look for the following:

✔️ A Federal Pacific Electric (FPE) label on the panel door.
✔️ Stab-Lok breakers (these have a distinct red switch).
✔️ Outdated metal panel covers with rust or corrosion.

What Should Homeowners Do?

If your home has an FPE panel, we highly recommend replacing it with a modern, up-to-code electrical panel. While not all insurance companies will refuse coverage, many consider homes with these panels to be high risk. An electrical inspection by a licensed electrician can determine the best course of action.

Get a Professional Home Inspection in South Jersey

At AmeriSpec Home Inspection, we check for outdated electrical panels during every home inspection to help homeowners stay safe. If you’re buying or selling a home, a professional electrical inspection can identify potential fire hazards before they become a costly problem.

📞 Contact us today to schedule your home inspection!
🌐 www.amerispecnj.net